When you need to access your ANZ money in New Zealand, picking the wrong login portal wastes time you don’t have on a Friday afternoon. ANZ runs three distinct login systems for personal and business customers, each with its own credentials and security steps, and this guide maps every official entry point so you can sign in correctly the first time.

4 related posts

Primary Login Portal: login.anz.com · Personal Banking Hub: www.anz.co.nz/personal/ · Direct Online Access: www.anzdirect.co.nz · Registration Page: www.anz.co.nz/banking-with-anz/ways-to-bank/internet-banking/ · Security Reminder Page: logon.online.anz.com

Quick snapshot

1Confirmed facts
2What’s unclear
  • Exact launch dates for goMoney and ANZ Direct platforms
  • Post-2024 updates to login procedures
  • Compatibility list for mobile devices
3Timeline signal
  • ANZ Direct Android guide updated January 2024 (ANZ NZ)
  • ANZ Direct Auth app info published September 2018 (ANZ NZ)
  • New accounts ready after 2 business days review (ANZ NZ)
4What’s next
  • Multi-factor authentication rollout
  • Expanded ANZ Plus features for personal banking
  • Continued mobile-first platform development

ANZ New Zealand operates four separate login entry points for banking customers, differentiated by account type and access method.

Field Value
Main Login URL login.anz.com/internetbanking/
Personal Hub www.anz.co.nz/personal/
Direct Login www.anzdirect.co.nz/online/EnterANZDirect.do
Register Page www.anz.co.nz/banking-with-anz/ways-to-bank/internet-banking/
Support Phone (Personal) 0800 269 296
Support Phone (Business) 0800 269 347 option 5
Minimum Age (goMoney) 13 years old
goMoney PIN Digits 4 digits
ANZ Direct Helpdesk Hours 7:30am–6:00pm Mon–Fri
Statement History Up to 7 years

How do I log in to ANZ New Zealand Internet Banking?

ANZ Internet Banking at login.anz.com serves as the primary desktop portal for personal account holders in New Zealand. The system requires two credentials: your Customer Registration Number (found on the back of your ANZ card, in goMoney Settings, or by calling 0800 269 296) and your password. First-time users must register through the ANZ registration page before accessing the login portal.

Access the login page

  • Navigate directly to login.anz.com/internetbanking/
  • Bookmark the page to avoid phishing attempts from similar-looking sites
  • Ensure your browser shows the padlock icon before entering credentials

Enter customer details

  • Input your Customer Registration Number in the designated field
  • Enter your password (set during registration or reset via the recovery process)
  • Complete the OnlineCode verification sent to your registered mobile or email

Use OnlineCode security

OnlineCode acts as ANZ’s two-factor authentication layer for internet banking. Each time you log in from a new device, the system sends a one-time code to your registered phone number or email address. Without this code, access is denied even with correct credentials.

  1. Navigate to login.anz.com/internetbanking/ from your bookmarked URL or official ANZ site
  2. Enter your Customer Registration Number and password
  3. Retrieve the OnlineCode sent to your registered mobile or email
  4. Enter the code to complete authentication and access your accounts
The upshot

For New Zealand ANZ customers who bank primarily from laptops or desktops, Internet Banking remains the most comprehensive tool for managing loans, transfers, and statements. The OnlineCode requirement adds roughly 15 seconds to each login but blocks unauthorized access even if your password is compromised.

What is ANZ goMoney login and how to use it?

ANZ goMoney is ANZ’s mobile banking application designed for personal banking customers in New Zealand. Available on iOS and Android, the app handles everything from balance checks to bill payments without requiring a browser. The official goMoney page confirms that login requires your ANZ customer number, password, OnlineCode, and a 4-digit PIN you set during first-time setup.

Download the app

  • Open the App Store (iOS) or Google Play (Android) and search “ANZ goMoney New Zealand”
  • Confirm the developer is “ANZ Bank New Zealand Ltd.” before downloading
  • Verify your device has a camera for ID scanning during registration

App login process

  • Launch goMoney and enter your customer number when prompted
  • Input your password and complete OnlineCode verification
  • Create a 4-digit PIN that differs from any card PINs (ANZ goMoney Guide requires this for security)
  • Use biometric login (fingerprint) on supported devices after initial setup

Features after login

Once inside goMoney, the home screen grants access to accounts, payments, transfers, and applications including credit cards and personal loans. The app supports Quick Balance, letting you view selected account balances without full login, and offers up to 7 years of statements in PDF format. Confirmation of Payee verifies account names match account numbers before you send payments, reducing mistyped payment errors.

Why this matters

New Zealand residents aged 13 or older with a valid NZ passport or driver’s license can join ANZ entirely through goMoney without visiting a branch. After completing registration, call 0800 269 296 with your reference number to activate the account.

How to access ANZ Direct login?

ANZ Direct Online targets business customers with multiple users and defined transaction limits, a distinctly different platform from personal banking tools. The ANZ Direct login page confirms the portal uses Client Code, User ID, and Password — not the customer number system used by goMoney. The ANZ Direct helpdesk operates 7:30am to 6:00pm Monday through Friday.

Enter client code and user ID

  • Navigate to www.anzdirect.co.nz/online/EnterANZDirect.do
  • Input your Client Code (provided by your ANZ relationship manager)
  • Enter your unique User ID and Password assigned by your system administrator
  • New users must change their initial password upon first login (ANZ Direct Quick Start Guide)

Log off after session

ANZ’s business banking documentation explicitly requires users to log off after completing ANZ Direct Online sessions. Leaving an active session open on a shared workstation exposes business accounts to unauthorized transactions.

Business or personal use

  • ANZ Direct Online supports multiple users with individual access levels
  • System administrators add new users through the Manage Users menu (ANZ NZ documentation)
  • Transaction limits and payment authorities are set per user by administrators
  • ANZ Direct Auth app (available on iOS and Android) generates response codes for authorizing payments, replacing the legacy VASCO handheld device (ANZ NZ Auth App Info)
The catch

For businesses switching from personal to ANZ Direct, the credential system is completely separate. Your personal customer number won’t work on Direct, and vice versa. Contact your ANZ business banker to establish the company account first.

What is ANZ Plus login for New Zealand?

ANZ Plus represents ANZ New Zealand’s newer online and mobile banking platform that integrates additional financial management tools beyond basic account access. While goMoney handles standard personal banking, ANZ Plus adds features like savings goals, spending insights, and enhanced budgeting tools under a unified login. The platform uses ANZ’s standard password system with OTP (one-time password) reminders for security verification.

Overview of ANZ Plus

  • Available through the same app ecosystem as goMoney
  • Requires existing ANZ account or new customer registration
  • Integrates with ANZ Internet Banking for complete account visibility

Login steps

  • Download ANZ Plus from the App Store or Google Play (same app family as goMoney)
  • Enter your ANZ customer number and password
  • Confirm identity via OTP sent to your registered contact method
  • Set up biometric authentication for faster subsequent access

Differences from standard banking

ANZ Plus focuses on financial wellness features that goMoney doesn’t emphasize. Where goMoney prioritizes transactional speed (payments, transfers, card management), ANZ Plus surfaces spending patterns, savings targets, and money management insights. Both platforms share the same login credentials but serve different primary purposes.

The trade-off

If you primarily need to move money and check balances, goMoney’s simpler interface gets you there faster. If you want visibility into spending habits and automated savings tools, ANZ Plus delivers that depth — but requires a steeper learning curve to unlock its full potential.

How to download and log in to ANZ online banking app NZ?

Downloading the ANZ online banking app for New Zealand starts with identifying whether you need goMoney (personal) or ANZ Direct Auth (business authorization). Both apps live in standard app stores, and the ANZ official app page confirms you download goMoney by searching “ANZ goMoney New Zealand” in the App Store or Google Play.

App download sources

  • iOS: App Store — search “ANZ goMoney New Zealand” (developer: ANZ Bank New Zealand Ltd.)
  • Android: Google Play — same search term
  • For business payment authorization: search “ANZ Direct Auth” (App Store listing supports biometric fingerprint login)

Initial setup and login

  • Open the app and select your country (New Zealand)
  • Enter your ANZ customer number or client code depending on app type
  • Authenticate with OnlineCode or temporary password
  • Set your 4-digit PIN for goMoney (must differ from card PINs)
  • Enable biometric login if your device supports it

Troubleshooting app access

If the app won’t accept your credentials, verify you’re using the correct portal: goMoney for personal accounts, ANZ Direct for business accounts. Forgotten passwords reset through the ANZ registration and support page or by calling 0800 269 296 for personal banking, or 0800 269 347 option 5 for business banking. For ANZ Direct Mobile specifically, access the mobile-optimized portal at m.anzdirect.co.nz if the app isn’t installing properly.

What to watch

ANZ Direct Mobile requires activation by a System Administrator via the Manage Users menu in the Administration section — it’s not self-serve. If you’re a new ANZ Direct user and can’t log in, check with your company administrator first before calling the helpdesk.

“Remember, never share your PIN and make sure it’s different to your card PINs.”

— ANZ goMoney Guide, Official Guide

“Be alert to scams – verify who you’re paying.”

— ANZ goMoney Guide, Official Guide

Related reading: Mortgage Repayments Calculator NZ · Can I Withdraw My KiwiSaver?

Additional sources

anz.co.nz, anzdirect.co.nz, anzdirect.co.nz

New users can quickly set up secure access to ANZ New Zealand banking through the ANZ NZ step-by-step login guide, which mirrors the official steps for internet banking and goMoney app login.

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Frequently asked questions

Is ANZ New Zealand login safe?

ANZ uses multiple security layers across its platforms. Personal banking requires Customer Registration Number, password, and OnlineCode (two-factor authentication). goMoney adds a mandatory 4-digit PIN that must differ from your card PINs. ANZ Direct uses Client Code, User ID, and password, with optional ANZ Direct Auth app for payment authorization. All platforms use encrypted connections and session timeouts.

What if I forgot my ANZ NZ password?

For personal banking, use the password reset function on the login page at login.anz.com or in the goMoney app. You can also call 0800 269 296 for assistance. Business banking customers should contact their ANZ Direct system administrator to reset credentials or call 0800 269 347 option 5 during helpdesk hours (7:30am–6:00pm Monday–Friday).

Do I need to register before ANZ login?

Yes. ANZ Internet Banking requires prior registration through the ANZ website. New customers can register entirely via the goMoney app by providing a valid NZ passport or driver’s license, being 13 years or older, and having a NZ residential address. After goMoney registration, call 0800 269 296 with your reference number to activate the account. ANZ Direct access is set up by your company’s ANZ relationship manager.

Can I use ANZ app for login without internet banking?

New customers can join ANZ entirely through goMoney without any prior relationship with the bank. Existing internet banking customers can access their accounts through goMoney using the same Customer Registration Number and password. ANZ Direct Auth is for authorizing payments only and doesn’t replace ANZ Direct Online login.

What browsers work for ANZ NZ login?

ANZ Internet Banking works on current versions of Chrome, Firefox, Safari, and Edge. For best results, enable JavaScript and cookies, and ensure your browser is updated to the latest version. ANZ recommends desktop browsers rather than mobile browsers for the full internet banking experience.

How to contact ANZ for login issues?

Personal banking support: call 0800 269 296 (available during business hours). Business banking support: call 0800 269 347 option 5, available 7:30am–6:00pm Monday–Friday. The ANZ Direct login page also provides specific helpdesk contact information.

Is two-factor authentication used in ANZ login?

Yes. ANZ uses OnlineCode as its two-factor authentication system for personal internet banking and goMoney. When you log in from a new device or browser, ANZ sends a one-time code to your registered mobile or email. ANZ Direct uses the ANZ Direct Auth app for payment authorization, which generates time-sensitive response codes. This replaces the older VASCO handheld device.

For New Zealand ANZ customers choosing between login options, the decision comes down to account type and primary device: goMoney for flexible mobile personal banking, Internet Banking for desktop-heavy personal customers, and ANZ Direct for business operations with team access needs.

For personal banking customers in New Zealand, the path forward is clear: download goMoney from the official app stores, register using your NZ ID, activate via 0800 269 296, and bookmark login.anz.com for desktop sessions. For business customers, coordinate with your ANZ relationship manager to establish ANZ Direct access before attempting login at www.anzdirect.co.nz.